In order to promote the rapid implementation and effectiveness of the urban real estate financing coordination mechanism, Bank of China Guizhou Branch has set up a special work team headed by the President to establish a rapid response mechanism. By the end of March, the Bank had accumulatively completed 7 credit lines for projects in the "white list", with a credit amount of 1.15 billion yuan.

In January 2024, the Ministry of Housing and Urban Rural Development and the State Administration of Financial Supervision and Administration jointly issued the requirements of the Notice on the Establishment of a Coordination Mechanism for Urban Real Estate Financing, and put forward a list of real estate projects that can be given financing support in batches, that is, the "white list" projects of the coordination mechanism for urban real estate financing, to accelerate the precise docking between real estate enterprises and financial institutions, Satisfy reasonable real estate financing needs and promote the healthy development of the real estate market.

The customer manager investigates the real estate project.

BOC Guizhou Branch responded quickly and took the initiative to release the action plan of the leading group for the establishment of urban real estate financing coordination mechanism at the first time, establish a green approval channel, unify risk appetite, increase pre risk prevention and control efforts, optimize the approval process, shorten the approval time limit, increase the coordination between the front and middle and back offices, and accelerate the implementation efficiency of projects, Effectively promote the virtuous circle between finance and real estate.

Project approvers work overtime to promote project implementation.

On March 15, after receiving the first batch of financing "white list" as the host bank, BOC Guizhou Branch responded quickly, promoted quickly, and the bank leaders directed ahead to dispatch the urban real estate financing coordination mechanism project every two days. The Corporate Banking Department, Risk Management Department and relevant branches actively connect with the local financial supervision, housing construction and customers, deeply understand the financing needs of real estate development enterprises, take the initiative to implement, work in parallel, overcome difficulties, work overtime to meet the reasonable financing needs of real estate enterprises with different ownership, achieve 100% completion rate of project approval number and 100% completion rate of project approval amount.

When the wind is right, we should break the waves; There is a long way to go, and we need to speed up our efforts. BOC Guizhou Branch will continue to practice its role as a large state-owned bank, further promote the work related to urban real estate coordination mechanism, do a good job in project full cycle management and whole process tracking, ensure the accurate drip irrigation of financial "live water", make people who buy houses more comfortable, and help the steady and healthy development of the real estate industry with all-round and multi-dimensional financial services.

　 Source: Guizhou Branch of Bank of China

Editor Xu Ran

Second instance Li Jie

Third instance Liu Dan