Since this year, APP has frequently collected users' personal information in violation of regulations, which has aroused concern. Among them, the risk events of financial APP are not only related to the security of personal information, but also related to the security of personal financial assets, which requires more attention. How to prevent illegal apps from stealing personal financial information through mobile phones without leaving your mobile phone? The reporter will teach you some tips.

First of all, you should carefully submit your personal information when registering and logging into the APP. APP usually collects personal information when registering or logging in for the first time to mark different users, such as account name, name, mobile phone number, email or third-party account login system and other basic personal information. Some APP even need to bind ID card and bank card when registering and logging in for the first time.

In this regard, personal information (name, birth date, etc.) should not be used as user name when registering; If multiple login methods (mobile phone number, Alipay, WeChat, Weibo, email, etc.) are provided, it is recommended to choose the login method with less personal information; If the registration process is unnecessary, carefully submit personal sensitive information, such as ID card photos, bank card numbers, etc.

Secondly, be careful when providing information to APP for identity verification. Some APPs also need to further verify their identity when opening or using certain functions, forcing users to submit ID card numbers, ID card copies, hand-held ID card photos, even face ID information verification and other measures.

At this time, individuals should try to verify their identity by indirect means such as mobile phone numbers, mailboxes, third-party payments, "online cards" and other network trusted identity authentication, and submit as little personal sensitive information as possible; If it is necessary to provide information including face, ID card photo, etc., try to confirm whether it has corresponding basis, whether the identity information is verified by the public security department, the People's Bank of China and other authoritative third parties, and whether the identity information will be permanently retained.

Third, be careful when providing personal information to third-party pages. At present, APP is characterized by platformization, embedding third-party links, third-party products or services in APP. When using APP, individuals should carefully provide personal information and avoid submitting information irrelevant to the service if they encounter jumping to products or services provided by a third party. At the same time, do not easily open the right to collect personal information for third-party pages, and do not directly download and install some APP from unknown sources through third-party links or pages.

Finally, the unused APP should be logged off in time. Many APPs are "easy to register and difficult to logout". Some APPs continue to harass users by means of SMS, phone, etc. after users log off their accounts. Individuals should unbind and log off APP accounts that have not been used for a long time, and then delete the client; When changing the mobile phone number, you should cancel various accounts registered with the old mobile phone number. If you find that APP does not provide the function of account cancellation or the cancellation mechanism is invalid, you can report to the relevant departments.

In addition, unnecessary permissions should be turned off. Permission is a built-in access control mechanism of the operating system. Some APPs collect corresponding personal information by applying to users for permission to open through the operating system. For example, APP applies for "camera" permission for taking photos and videos, scanning QR codes, face recognition, etc; Applying for "location" permission can obtain precise geographical locations based on GPS for map navigation, real-time location sharing and other services, or rough geographical locations based on base stations, IP, etc. for viewing nearby services or location-based intelligent recommendations. If the APP forces users to provide irrelevant permissions, you need to consider whether to continue using the APP to prevent personal information from being excessively collected.

（ Reporter: Peng Jiang Source: Economic Daily)